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Roadblocks to Closing Info Session

October 8, 2020 @ 9:30 am 12:00 pm

$5 for members or $7 for non-members


Gale Gallo, F&M Trust

Mike Biechler, The Inspection Center by Mike Biechler

Terri Edwards, Stone & Edwards Insurance

Rey Woof, Woof Appraisal Group


¨ When an appraisal doesn’t support the purchase price

¨ Developing the correct gross living area (GLA)

¨ Why a garage that fits four cars is only a two car garage

¨ Health and safety issue of a home

¨ Allowing enough advance time to address insurance issues

¨ Market value to replacement cost ratio

¨ Why property should be inspected by a certified home inspector to meet underwriting criteria

¨ Construction improvements

¨ Flood insurance evaluations

¨ History of past claims on property

¨ Personal attributes of the buyer

¨ Well/Septic issues

¨ Soft credit pulls

¨ Buyer employment changes/gaps/furloughs

¨ Self-employed borrowers

¨ Expired credit reports

¨ Necessary property repairs

¨ What to expect from building deficiencies discovered

Classroom @ GHAR

424 North Enola Drive, Suite 1
Enola, PA 17025 United States